Termination Surrender Request - Member Insurance Logo
  • REQUEST FOR TERMINATION OR REDUCTION IN BENEFITS

    Use this form to instruct Doctors of BC to cancel or reduce your insurance coverage.
  • Insurance coverage is an important aspect of your financial plan and terminating or reducing coverage may have consequences.  Please consider your situation carefully before proceeding with reduction or cancellation as this decision is typically irreversible.

     

    Please note: any spousal insurance cancellations must be signed by the Doctors of BC member.

  • This online form cannot accommodate HBTF  (Health and Dental) surrender requests. If you want to cancel coverage, please use this form and return to insurance@doctorsofbc.ca

    NOTES: ALL Terminations will take place as of the first of the month following receipt of this form.  Premium must be paid up to effective date of the termination.

    • Member & Insured Information 
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    • Spouse Name
                 

    • Accidental Death & Dismemberment - Surrender 

    • Critical Illness Insurance - Surrender 

    • Disability INCOMEprotect™ Insurance - Surrender 
    • This option does not apply to student disability insurance. Please choose again.

    • Student disability insurance only has the option to reduce to $2500 if you are in 4th year. Please choose $2500.

    • This option does not apply to resident disability insurance. Please choose again.

    • NOTE: If you have more than one elimination period on your disability insurance coverage, we will contact you to confirm which layer this reduction request applies to.

    • If you would like advice on your situation before cancelling or reducing please book a time with our licensed student and resident insurance advisors using this link.

    • If you would like advice on your situation before cancelling or reducing please book a time with one of our licensed insurance advisors using this link.


    • Life Insurance - Surrender 

    • Physicians' Disability Insurance - Surrender 

    • PDI is a government-funded benefit, but insureds have the right to convert some or all of their current PDI Benefit to the INCOMEprotect™ disability insurance if they wish to continue disability insurance in some form.

      To inquire about a conversion, please email insurance@doctorsofbc.ca - our team can assist you with determining how much you can continue and the cost of premiums. It is typically a one-page application to apply.

    • Professional Expense Insurance - Surrender 

    • NOTE: If you have more than one elimination period on your professional expense insurance coverage, we will contact you to confirm which layer this reduction request applies to.

    • If you would like advice on your situation before cancelling or reducing please book a time with one of our licensed insurance advisors using this link.

      I understand the information provided above and am making an informed decision.

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