Doctors of BC - Student-Resident Options Form Logo
  • Medical Graduate Insurance Options Form:

  • Submission Deadline: September 28, 2025

    Need help completing this form? Call 604-638-2904 or 1-800 665 2272 ext 2904, or email insurance@doctorsofbc.ca.  Read about the plans here.

     

    This form assumes that you had disability insurance as a medical student. If you did not have disability insurance as a medical student and want to implement disability insurance as a resident, please contact us at insurance@doctorsofbc.ca.  Proof of health will be required.

  • 1. Personal Information

  • Please do not complete this online form

    As you completed Medical School outside of British Columbia, you must first complete the below applications to become a Doctors of BC member and enrol in NEW resident Special offers (deadline - within 90 days of starting residency in BC).

     

    To join Doctors of BC as a resident member and apply for life, disability and/or critical illness insurance, please complete this online form: https://doctorsofbc.jotform.com/221644834983869

     

    If you have questions, please email us at insurance@doctorsofbc.ca or call us at 604-638-2904.

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  • 2. Residency Program Details

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  • 3. Life Insurance Options

  • 4. Critical Illness Option

    You are eligible for $50,000 of Critical Illness coverage without proof of good health if you apply within 90 days of completing medical school and have not obtained coverage without proof of good health previously. A pre-existing condition limitation will apply to this coverage. 
  • 5. INCOMEprotect™ for Residents Disability Options

  • You have $2,500 INCOMEprotect Student Disability. In R1-R5, you may have a maximum of $4,000 in monthly disability coverage across all insurers (excluding employer mandatory disability). Manulife will provide up to $4,000 in Doctors of BC INCOMEprotect Resident Disability.

  • You have $4,000 INCOMEprotect Student Disability. In R1-R5, you may have a maximum of $4,500 in monthly disability coverage across all insurers (excluding employer mandatory disability). Manulife will provide up to $4,000 in Doctors of BC INCOMEprotect Resident Disability.

  • 5b. Doctors of BC INCOMEprotect™ Disability Surrender Request & Acknowledgement

  • Please read the follwing information carefully. By ticking each box, you are confirming your understanding of each point as it relates to the cancellation of Doctors of BC INCOMEprotect™ for Residents. If you wish to speak with a Doctors of BC Insurance Advisor, please schedule an appointment here.

  • 6. Other Disability Coverage

  • Doctors of BC/Manulife will not issue more coverage than allowed based on your residency year (see section 5). However, if you intend to reduce other coverage or intend for Doctors of BC coverage to replace other coverage, you can indicate this here, and we will calculate your eligible amount of coverage and issue based on maximum issue limits.

  • 7. Request for Insurance Appointment

  • 8. Authorization

  • I understand that Doctors of BC will use this form to make changes to my existing Life and Disability Insurance and that changes will be effective July 1, or the 1st of the month following my successful completion of medical school. 

    I understand that if I cancel any of my insurance programs and re-apply at a later date, I will be required to provide medical evidence of my health at that time.

     

    Electronic Signature Authorization

    By signing below, you are confirming that you are the member named in this form and you acknowledge that you are signing this document electronically. You agree your electronic signature is the legal equivalent of your manual/handwritten signature on this document. 

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